Why should we take care of ourselves for old age?

Pension and Disability Insurance (IPDI-1) in 2000 introduced a pension scheme big changes, especially deforestation rights of employees. Gradually he began to raise the retirement age, as well as the number of years of assessment for the pension, but began to decrease in the percentage of assessment for the basic pension. Increasingly, individuals are required to take care of himself socially secure old age.

The insurance company Adriatic Slovenica d.d. We have rich experience on the basis of quality prepared a collective pension plan BASIS FOR CORPORATIONS ADRIATIC SLOVENICA (PN-A01) that provides a high level of social protection of the insured. The investment policy of the pension plan is mainly based on the principle of security, profitability and liquidity.

Vehicles

CONCLUDE THE QUALITY AUTOMOTIVE INSURANCE!

Check your existing insurance policy and make sure that:

     * Do you yourself partially cover damage to your vehicle if it is damaged in the parking lot, moving up the game, after shattering windows or theft of the vehicle?
     * Do you need to repair the damage themselves cost extra installation of new original replacement parts?
     * You are a young driver and you have full comprehensive insurance for the additional charge of up to 30% or more?
     * Do you have the option to purchase insurance include the first injury and is in a serious accident to avoid losing the bonus?

The right offer for you: mandatory car insurance, comprehensive insurance, automotive driver assistance, car compensation assistance
DISCOUNTS AND BENEFITS

     * Payment in 11 installments, without interest, through a direct debit.
     * Cash discount.
     * 55% bonus for safe drivers with the compulsory motor insurance.
     * Up to 10% discount packet, depending on the number of those contracts in AS
     * Up to 12% discount on compulsory motor insurance for experienced drivers.
     * Up to 20% discount on partial hull kominacije.
     * AS Maxi car assistance service, door to door "and health insurance CORIS abroad.

Health insurance during unemployment

Compulsory health insurance until you are employed, paid by businesses. But when a job is terminated, you need to edit themselves. There are various options where and how to do it. 

•  Unemployed persons who are registered at the Employment Service:  At the time of registration at the Employment Service is to issue a decision on priznaju right to financial assistance, the unemployed person is governed by the compulsory health insurance itself, in a competent unit of the Health Insurance Institute of Slovenia (there where we reside). When an unemployed person receives a decision recognizing the right to financial compensation, the establishment of the Health Insurance unsubscribe from insurance on provisional status and to enforce recovery of any amount deposited.  An application for compulsory health insurance for unemployed persons carried Employment on the date of her decision recognized the right to unemployment benefit, but the de-expiry or termination. suspension of this right. Recipients of unemployment benefit per se may also insure family members.  
• An unemployed person resident in the Republic who is not receiving unemployment benefit and no other status but has any other income: this may change the compulsory health insurance as an individual person for their contributions to the competent unit of the Health Insurance (in the municipality of residence)
• An unemployed person resident in the Republic who is not receiving cash compensation and has no income or persons who are required to maintain it: it may exercise its right to compulsory health insurance scheme for themselves and their družinkse members in the municipality where he lives.      
•  An unemployed person who lives with a partner can own and other family members be protected through statutory or spouse. unmarried partner, who already has medical insurance. Security arrangements applying it in person (the employer), which is arranged insurance for the spouse.

Interruption insurance when entering the distance

The insurer is taking out insurance on the Internet right to submit, within 15 days from the date of conclusion of insurance to withdraw from the insurance contract if the contingency has not occurred. Withdrawal must be in writing and submitted to the insurer by the deadline, whichever is deemed to be filed within the time limit if the expiry date it was posted in the mail. Insurance in this case is entitled to keep the insurance premium (cost) for each day of insurance coverage. The insurer has no right to withdraw from the contract of insurance contracts of less than a month.

Waiting period

Waiting period is the period where the insured pays a premium, but has no insurance coverage. This means that the insured first three months of the conclusion of supplementary health insurance to cover all the costs of health care co-payments.
But beware, this is not true for everyone, but only for two categories of people:

    

•        for anyone who has not entered into a scheme within one month from the date they become liable for compulsory and supplementary health insurance. These are usually students or students who have passed the status and do not take out insurance on time;

    

•        to all persons who have renounced the existing supplemental health insurance and new insurance would not be concluded within a month.

Parents and students ATTENTION! Check when student status expires. Or students. students must, within one month following the expiration status to conclude supplementary health insurance, even they are subject to three-month waiting period.

When should I take out insurance?

•  the loss of student status or a student (even during pavziranja) or.

•  later at the age of 26th age.

The Act provides that an individual who is not included in the scheme within one year from the date it becomes liable to surcharges, with each full-year uninsured, premiums increased by 3 percent. The same applies to anyone who will break the insurance and re-entered the business by more than a year. To calculate the number of uninsured full-year account of all the days after the first 1. 2006th The total increase is a maximum of 80%.

How to get a discount?

•      Employees complete the application form in the company and to accede to block supply and automatically receive 3% discount.

•       Retired to the accession declaration marked the method of payment of withholding a pension through the Pension Fund's automatically included in the AS-ovo group offering supplementary health insurance and earn 3% discount. Everything needed to change s Pension Insurance Company.

•       Artisans and entrepreneurs can enter into insurance and obtain a 3% discount for agents of the Fund artisans and entrepreneurs, Ljubljana, regardless of whether their members or not.

•      All others can obtain their membership statement to all agencies and units Adriatica Slovenica and KD Financial Point. Anyone can obtain a 3% discount if they opt to pay monthly premiums by standing order, by deduction from wages, pensions and insurance is online.

Discounts

1.      3% discount for payment by direct debit (debit) from wages, pensions 
2.      3% discount for annual payment of premium 
3.      3% discount on Internet of insurance.